Browse retirement contributions and plan codes.
RAT may identify an extra TIAA-linked retirement contribution. The provider and the contribution’s tax character are separate questions.
Employer-specific label: this is a possible interpretation. Confirm the full meaning in the codebook for the employer that issued your statement.
How to read this entry
Use the possible interpretation Additional retirement contribution associated with TIAA alongside the column heading. An earnings amount, an employee deduction and an employer-cost memo can have different effects even when their labels look similar.
Example on a pay statement
If the employee elects an additional fixed $40, verify that the $40 appears in the correct plan account and is separate from the base percentage contribution.
Examples illustrate the checking method. They are not a personal tax calculation or a promise of a particular benefit.
What to check with payroll
Confirm the fixed amount or percentage, eligible pay and traditional or Roth treatment.
Compare related entries
Read the retirement contributions and plan codes guide to compare the entries in this part of your statement. Use the full pay stub code directory when a second abbreviation is unfamiliar.
Reference and scope
Official guidance on retirement contributions and plan codes provides background on the underlying rules. It does not validate an individual employer’s internal abbreviation.