Identify the plan, who contributed, the eligible earnings base and whether an employee contribution is traditional or Roth.
Separate employee contributions from the employer match
On $2,000 of eligible compensation, a 5% employee election produces $100. A $50 employer match is a separate contribution, so the employee deduction is $100, not $150. The provider’s account record should eventually reflect both deposits.
The provider name is not the plan type
TIAA, Vanguard or another name in a code does not identify the legal arrangement. Employers can operate 401(k), 403(b), 457 or pension arrangements with different rules. Historical labels can also remain after a provider change.
Traditional and Roth employee contributions have different current federal income-tax treatment. A contribution limit applies under the relevant plan and tax rules, not separately to every short label printed on a statement. Review contributions across all relevant rows and accounts.
Look up the codes in this section
| Code or label | Meaning or possible interpretation |
|---|---|
| 401(k) | 401(k) retirement contribution |
| ERP | Early-retirement payment or adjustment Confirm with employer |
| ERT | Taxable early-retirement payment Confirm with employer |
| KMTCHTR on a Pay Stub | “KMTCHTR” is a code or abbreviation that appears on some pay stubs, usually as part of the “other earnings” or “employer contributions / matching” section. It is not a universally |
| Paycheck Deduction PX401 EEPRE Meaning | If you've spotted PX401 EEPRE on your paycheck stub, you're likely dealing with a common payroll code related to retirement savings. This comprehensive guide breaks down everything |
| R4T | Employer 457-plan code associated with TIAA Confirm with employer |
| R4V | Employer 457-plan code associated with Vanguard Confirm with employer |
| R401 | Roth 401(k) contribution |
| RAC | Additional retirement contribution associated with Calvert Confirm with employer |
| RAT | Additional retirement contribution associated with TIAA Confirm with employer |
| RAV | Additional retirement contribution associated with Vanguard Confirm with employer |
| Ret 2 gen ee | What Does RET-2-GEN-EE Mean on a Paycheck? RET-2-GEN-EE on a paycheck refers to an employee's contribution to a general retirement fund or plan. This label is often used by payroll |
| RSC | Supplemental retirement contribution associated with Calvert Confirm with employer |
| RST | Supplemental retirement contribution associated with TIAA Confirm with employer |
| RSV | Supplemental retirement contribution associated with Vanguard Confirm with employer |
| RTC | Base retirement contribution associated with Calvert Confirm with employer |
| RTT | Base retirement contribution associated with TIAA Confirm with employer |
| RTV | Base retirement contribution associated with Vanguard Confirm with employer |
| TRS | Teacher Retirement System or other retirement-system contribution |
Source and next step
See the official background guidance for the underlying rules. Internal abbreviations are employer-defined and must be confirmed locally.
Browse the complete payroll abbreviation directory or payroll guides for the wider context.