Companies invest in online employee platforms to make it easier and more convenient for employees to find the information they need about payroll, benefits, and work schedules. If your employer has a Pay Stub online platform, you can use it to get a printout of your payroll pay stub so you can see all of the deductions made on your salary. You can get your pay stub by clicking this link. But a pay stub is a small piece of paper that contains a lot of information. To make all of this information fit, they would have to be abbreviated.
We created this guide so that you’ll understand what those abbreviations mean. This way, it will be easier for you to seek clarification from accounting or Human Resources about the items deducted on your payroll. It’s possible that your company might apply its own abbreviations. If not, then this guide will be of big help to you. To be clear, we will discuss the abbreviations of big-time companies that handle payrolls such as QuickBooks, Ariba, Paycom, ADP, Paychex, and E-Verify.
- 1 Common Pay Stub Abbreviations Used By Payroll Companies
- 2 Pre-Tax Deductions Abbreviations On Your Pay Stub
- 3 Tax Abbreviations On Your Pay Stub
- 4 After-Tax Deduction Abbreviations On Your Pay Stub
- 5 Summary Of Pay Stub Abbreviations
- 6 Why Are Pay Stubs Important?
- 7 Conclusion
Common Pay Stub Abbreviations Used By Payroll Companies
To make it easier for you to understand the abbreviations used by payroll companies, we compiled the most common ones and categorized them as General Abbreviations, Income Pay Stub, Pre-Tax Deductions, Tax Abbreviations, and After-tax Deductions. At the end of the section, we’ll summarize all of the abbreviations into one list.
General Abbreviations on Your Pay Stub
EN: Employee Name or the complete name of the employee.
SSN: Social Security Number or the accurate numbers found on the employee’s Social Security Number.
EID: Employee ID number or the ID number that is created by the company and assigned to a specific employee.
YTD: Year to Date or the total amount of earnings and deductions that an employee has accumulated in a year.
Income Abbreviations On Your Pay Stub
SLRY: Salary or the amount of pay the employee receives for services rendered during a specific payroll period.
HR: Hourly Rate or the amount of pay an employee is paid per hour of work. For example, an employee who receives US$20 per hour has an hourly rate of US$20.
HRS: Hours or the total amount of hours an employee worked during a payroll period.
REG: Regular Pay or the amount of earnings an employee receives for work rendered during a specific payroll period.
SI: Supplemental Income or additional income an employee earns in addition to his usual contracted salary.
OT: Overtime Pay or money that is paid out to the employee for work rendered in addition to the mandated work hours. The calculation is equivalent to 1.5 times the normal rate received by the employee.
[email protected]: The Overtime Rate that’s calculated as 1.5 times the usual rate received by the employee.
[email protected]: The Overtime Rate that’s calculated as 2 times the usual rate received by the employee.
Pre-Tax Deductions Abbreviations On Your Pay Stub
This tax reduces the amount of income that is subject to tax and is deducted from your pay prior to the final calculation of tax on income. With pre-tax deductions, an employee has fewer taxes taken out of his income. Of course, it’s possible that the guidelines and calculations on state and federal taxes might change without you knowing. If this happens, our advice is to consult with a Tax Accountant.
- 401k/Retirement: Popularly known as withholdings for your retirement benefit
- DCR: Dependent Care Reimbursement
- Den/Dental: Dental Premium
- INS/MED: Insurance or Medical Insurance deductions
- FSA: Flexible Spending Arrangement
- HCR: Health Care Reimbursement HSA: Health Savings Account
- LTD: Long Term Disability withholding
- STD: Short Term Disability withholding
- VIS/Vision: Vision Premium
Tax Abbreviations On Your Pay Stub
It’s easy to understand why so many people get confused with the amount of taxes that are deducted from their salary – there are quite many of them. The variety of taxes that are indicated on your pay stub will depend on your state and local government regulations. Take note of the tax abbreviations listed below:
- FED Tax: The amount of Federal Tax that’s withheld
- FICA: Federal Insurance Contributions Act which complies with the law that requires both the employer and the employee to contribute to Medicare and Social Security.
- FICA/MT: Medicare: Medicare Tax that’s usually calculated at 1.45% of your taxable income.
- FICA/SS: Social Security tax which is usually calculated at 6.2% of your taxable income. The amount would have a limit depending on the tax year.
- FUTA: Federal Unemployment Tax: This is a tax that’s levied by employers on salaries that are covered by unemployment payroll taxes.
- ST: State Income Tax withheld is sometimes abbreviated according to the State such as CA Tax for California.
- SUI: State Unemployment Insurance which is calculated based on the tax year and the amount of contributions to the Unemployment Insurance Program.
- OASDI: Old Age, Survivors, and Disability Insurance.
- Local Taxes: Not common in all US states; the types of taxes an employer might levy will vary.
After-Tax Deduction Abbreviations On Your Pay Stub
These are the types of taxes that are deducted from your salary after all the other taxes have been calculated and won’t affect the amount of taxes you pay. Examples of these abbreviations are as follows:
- Bankruptcy: Circumstance of Bankruptcy
- CHD SU: Payment of Child Support
- Garn: Garnishment/Flat Rate
- Garn %: Garnishment/Percentage
- Stdn Loan: Payment for Student Loan
- TXLevy: Payment for Tax Levy
- IRS Levy: Payment for Internal Revenue Service Levy
- R401: Contributions for Roth 401(k)
- ESPP: Payment for Employee Sponsored Pension Plans
- C529: Payment for 520 College Savings Plan
- UD: Payment for Union Dues
- DSB: Payment for Disability and other life insurance policy
- CC: Payments for charitable contributions
- VIS/Vision: Payment for Vision Premium
Summary Of Pay Stub Abbreviations
- 401(k)/ret: 401(k) or Retirement Savings
- ACR: Accounts Receivable
- ACT: Acting Pay
- ADC: Dependent Care Spending Act (DCSA)
- ADD: Additional Pay
- Add Pay: Additional Pay
- ADM: Administrative Leave
- AHC: Health Care Spending Account (HCSA)
- Bankruptcy: Bankruptcy
- BBC: Benefit Bank Cash
- BLF: Basic Life Insurance
- BRE: Bereavement/Exemption
- BRN: Bereavement/Non-exemption
- BRVMT: Bereavement Pay
- CHD SU: Child Support
- Check No.: Check Number
- Cmp Pyot: Compensatory time Payout
- CNT Pay: Contract Pay Salary
- COB: COBRA – Spouse/Child After-tax
- CPL: Computer Loan
- CPO: Computer Time Payout
- CPT: Computer Time Taken
- CRE: Court/Subpoena Exempt
- CRF: Center for Responsible Funding
- CRT: Court/Subpoena Non-exempt
- CVA: Conversion Advance
- DCR: Dependent Care Reimbursement
- DEN/Dental: Dental Care
- DEP: Dental Domestic Partner
- DOK: Dock Pay
- DPC: Domestic Partner Cash
- EIC: Earned Income Credit
- EIN: Employee Identification Number
- ERP: Early Retirement Tax Prepaid (ERTaxPre)
- ERT: Early Retirement Taxable (ERTaxabl)
- Fed/FWT/FIT/FITW: Federal Tax Withholding
- FICA: Federal Insurance Contributions Act
- FIM: FICA Medicare
- FIO: FICA SS/FICA Old Age Security
- FML: Family/Medical Leave Without Pay
- FMLA: Family and Medical Leave Act
- FSA: Flexible Spending Account
- FSS: FSumSal/ Faculty Summer Salary
- Garn: Garnishment/Flat Rate
- Garn %: Garnishment/Percentage
- GFC: GiftCert/Gift Certificate
- GIF: SwatGift/ Gift to Swarthmore College
- Gross: Income before deductions are made
- HCR: Health Care Reimbursement
- HOL: Holiday Pay
- HR: Hourly Rate
- HRS: Total Hours Worked by Employee
- HSA: Health Savings Account
- IMP: Imputed Income/ Impt Inc
- INS/Med: Medical Insurance Deductions
- IRS Levy: Internal Revenue Service Levy
- JDE: Jury Duty Exemption
- JDN: Jury Duty Non- Exemption
- Jury: Jury Duty Pay
- LFF: LV FP/FB Leave Full Pay + Full Benefits
- LMG: Land Mortgage / Land Mtg
- LN: Loan
- LNN: LV NP/NB Leave No Pay + No Benefits
- LNP: LV NP/PB Leave No Pay + Part Benefits
- Local Tax: Taxes levied per state or local government
- LPP: LV PP/PB: Leave Part Pay + Part Benefits
- LST: LocSerTx Local Services Tax
- LTC: LongTerm Long Term Care
- LTD: Long Term Disability
- LTD: Long Term Disability Withholding
- LTE: LTD Top-up Sick Pay Exemption/LTDTopUp
- LTU: LTD Top-up Sick Pay Hourly/LTD TopUp
- LTX: LTD Taxable Premium/ LTDTxbl
- MED: Medi-Cal Premium
- MEP: Medical Domestic Partner/MedDomPart
- Misc: MSC Miscellaneous (deductions without codes)
- MLK: Holiday-Martin Luther King
- Move Rem: MTX Move Reimburse Taxable
- MTG: Mortgage Payments
- MTX: Taxable Move and Relocation Reimbursement
- MVG: MovgExp Non Taxable Moving Expense Reimbursement
- Net: Amount of pay remaining after deductions and contributions
- OnCall: On-Call compensation
- OT: Overtime Pay @1.5 x Regular Rate
- [email protected]: Overtime Pay = 1.5 x Regular Wage Rate
- [email protected]: Overtime Pay = 2 x Regular Wage Rate
- PCN: Phila NR: Philadelphia Wage tax for Non-Resident
- PCR: Philadelphia City Wage Tax for Residents
- PHE: Edu WA:Wage Garnishment for Higher Education
- PTL: Paid Parental Leave
- PTO: Paid Personal time off
- PTX: PrtnrMed Same Sex Couples Medicare Reimbursements
- R4T: Ret457T TIAA/CREF Voluntary Retirement 457 plan
- R4V: Ret457V Vanguard Retirement 457 plan
- RAC: RetAddlC Calvert Additional Benefit Retirement plan
- RAT: RetAddlT TIAA/CREF Retirement Additional
- RAV: RetAddlV Vanguard Additional Retirement plan
- REG: Reg Pay Regular Wage Amount
- REH: FacERHlt Faculty Health Insurance and Early Retirement
- RNM: Rent-MgW Morganwood Rent
- RNT: Rent Rental Payment
- RSC: RetSRACA: Supplemental Retirement Account (SRA)- Calvert
- RST: RetSRATC: Supplemental Retirement Annuity (SRA) – TIAA/CREF
- RSV: RetSRAVA: Supplemental Retirement Annuity (SRA) – Vanguard
- RTC: RetireCA: Calvert Benefit Retirement Plan
- RTT: RetireTC: Retirement TIAA/CREF Plan
- RTV: RetireVA: Retirement Account Vanguard
- RTX: Rent Sub Taxable Rent Subsidy N/C
- SAJ: StaffAdj: Staff Adjustments to Salary
- SAVTax: SalAdv: Salary or Wage Advance Tax
- SCE: Sick: Sick leave Pay (Exempt)
- SCF: SCP Full: 100% Salary Continuation Plan Full
- SCL: SC Part: 75% Salary Continuation Exempt
- SCP: SC Part: 75% Salary Continuation Part
- SCS: SC Ext: 60% Salary Continuation Part
- SVF: Severance Pay Full Exempt
- SI: Supplemental Income: Non-regular wages on top of regular pay
- SIC: Sick Pay or Paid Sick days
- Sick: Sick Leave or Sick Pay
- SignOn: Signing Bonus or Sign-on Bonus
- SLRY: Salary: Fixed compensation the employee receives per pay period
- SMD: MD STTX: State Tax Maryland
- SNJ: NJ STTX: State Tax New Jersey
- SOH: OH STTX: State Tax Ohio
- SPA: PA STTX: State Tax Pennsylvania
- SSN: Social Security Number
- STTax/SWT/: Withholding State Tax
- Stdnt Loan: Student Loan
- SVA: VA STTX: State Tax Virginia
- SVF: SV-Full: Severance Full/ Full Salary Exempt from tax
- SVH: SV-Half: Severance Half/ Half of Salary Exempt from tax
- SVN: Severance pay Non-Exempt
- TPS: TPSick: Non-taxable Third-Party Sick pay
- TPT: Third-Party sick pay Taxable
- TRN: TranChek: Transit Check program (Tax-free benefits for commuters)
- TUI: Tuition Reimbursed by employer
- TuiReimb: Tuition Reimbursement
- TX Levy: Tax Levy
- UNW: United Way
- UPA: PA SUI: Philadelphia State Unemployment Insurance for each employee
- VAC: Vacation pay
- Vac: Vacation pay
- VCE: Vacation pay for Exempt employees
- VIP: VisDomPart: Vision Domestic Partner benefits
- VIS: Vision insurance premium
- VIS/Vision Vision insurance premium
- VPT: VP Other: Vacation Payout Term (Limited-Other)
- WA1: WageAttm: Wage Attachment per Pay Period
- WA2: WageAttm: Wage Attachment or Wage Garnishment 1 & 2 only
- WA3: WageAttm: Wage Attachment or Wage garnishment gross
- YTD: Year To Date income for a fiscal year\
Why Are Pay Stubs Important?
You need your pay stubs because you should know what deductions were made on your salary. You’ll have a reference point to question the taxes that were levied on your pay and find out if these are standard deductions or part of new tax regulations. The Pay Stub will help you manage your expenses and plan for your purchases in the next few days. If you’re planning to get a loan from a bank, you will be asked to submit pay stubs as proof of income.
With all of the abbreviations we just presented, you should expect to forget what some of them mean. If this happens, you can try calling Accounting or Human Resources to get clarification. Again, regulations and policies regarding taxes, loans, and other types of payables can change. The same can be said about the abbreviations from your company. If you come across an abbreviation that you’re not familiar with, simply contact your office and find out what these deductions are for.