Target 401k – Using TargetPayandBenefits Login

Target Corporation is America’s eighth biggest retailer with 1,926 stores throughout the country. The company has its origins in 1962 when the Dayton Company decided to open a discount store in Minneapolis, Minnesota.

The first Target store opened in Roseville, Minnesota. Target offered a variety of merchandise from clothes, shoes, toys, gadgets, and sporting goods at attractive prices.

It quickly became the go-to store of Americans looking for a way to stretch their budgets. It is estimated that Target employs a total of 409,000 people.

Target Portal

With so many stores and employees to manage, the Target Company decided to invest in an online portal where its people can easily get information about payroll, benefits, insurance, and other work-related matters. The portal is called TargetPayandBenefits.

The investment in digital technology has paid off as many employees have benefited from the portal. They don’t have to contact Human Resources or Accounting to get information about their payroll or an update on the benefits. All they have to do is to log into the portal and look for the information they need.

TargetPayandBenefits serves another purpose – to improve productivity and efficiency in the company. Because employees only need to go online to find information. The HR and Accounting departments of Target Company no longer have to be tied down addressing phone calls and email inquiries on payroll and benefits.

HR and Accounting can focus on other matters and maintain productivity. Manpower in these departments can be optimised.

person working on target 401k plan

Target 401k Plan

One of the key benefits that Target employees receive is the company’s 401k plan. Also known as TGT 401(k), the purpose of the plan is to help employees move closer to financial stability by encouraging them to save rather than spend their salaries.

An employee who qualifies for TGT 401 (k) will see his contribution matched by Target dollar-for-dollar. The contribution for the plan is equivalent to 5% of the employee’s pay.

Target also offers employees options on tax payments – before-tax contributions, regular after-tax contributions, Roth contributions, or a combination of these options to help improve savings and set aside money for retirement.

To qualify, an employee must be more than 18 years of age and have put in 1,000 hours of work.

How To Access And Log Into TargetPayandBenefits Employees Login Portal

target mall with trolley

Are you planning to check up on your TGT 401(k) benefit? You can do this simply by accessing and logging into TargetPayandBenefits employee’s login portal. Here’s a checklist you have to review before attempting to access the portal:

  • Have your user ID and password ready.
  • Make sure your Internet connection is stable.
  • Use a browser that’s compatible with the URL of TargetPayandBenefits.

Once everything is in order, follow the steps below to log into the portal:

  • Step 1: Go to
  • Step 2 – Enter your user ID and password
  • Step 3 – If the credentials have been verified, you can begin to look for information about your TGT 401(k) contributions.

What can you do with your TGT 401(k) when you’re inside the portal? Here’s a shortlist of actions that you can take:

money on table
  • Enroll in TGT 401( k) Plan.
  • Review your account history and verify your balance.
  • Review the information including that of your beneficiary.
  • Change the conditions of your plan – percentage contribution, fund transfer, and investment portfolio.
  • Apply for a loan.
  • Process a withdrawal.
  • Find professional financial advice.
  • View and print out your account statement.

If you have problems accessing the TargetPayandBenefits portal, you can contact Target Company’s Target Benefits Center at 800-828-5850.